Как накопить на отпуск мечты?
На 1 канале в программе «Доброе утро» вышел видео сюжет с моими рекомендациями, как финансового консультанта, на тему: «Как накопить на отпуск мечты?»
Интересная тема?
Cмотрите видео .
📝А вот план, который поможет накопить денег на отпуск.
1. Превращаем мечту в финансовую цель.
У цели есть стоимость и срок достижения.
Четко определите: куда, на сколько и с кем вы поедете отдыхать.
Посчитайте стоимость отдыха. Интернет и туристические операторы вам в помощь.
🔥Не забудьте про непредвиденные расходы – заложите их в общую стоимость в размере 5-10%.
Раннее планирование поможет вам сэкономить до 30-50% бюджета без потери качества отдыха!
2. Считаем сумму ежемесячных накоплений на отпуск
Посчитайте, сколько денег нужно будет откладывать ежемесячно:
Стоимость отдыха/кол-во месяцев до отдыха.
Копите деньги в той валюте, в которой будете платить за отдых.
3. Прокачиваем бюджет
Составьте план бюджета доходов и расходов и придерживайтесь его.
Оптимально планировать семейный бюджет на год, минимум – на 3 месяца вперед.
Определите основные статьи расходов, на которые уходит большая часть денег и рассмотрите варианты их оптимизации.
Решите для себя, от чего вы готовы отказаться, чтобы поехать в отпуск мечты.
4. Увеличиваем доходы 📈
Вы сделали все возможное, чтобы оптимизировать расходы, а стоимость отпуска для вашего бюджета все равно велика?
Осталось 2 пути:
— пересмотрите место отдыха или ищите способы удешевить поездку
— увеличивайте свои доходы.
Подумайте, как за оставшееся до отпуска время вы можете заработать больше денег?
Детям - про деньги
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