
Моя статья в журнале «Женские секреты»
🔥В журнале «Женские секреты» вышла моя статья «Как навести порядок в личных финансах».
Полная версия статьи — в журнале.
А здесь кратко.
Что делать, если надоело бежать по замкнутому кругу и жить в постоянной нехватке денег?
Можно ли улучшить свое финансовое положение, если вы не зарабатываете миллионы?
Мой ответ – да, можно.
Если вы хотите стать женщиной с деньгами, жить в финансовой безопасности и получать удовольствие от жизни — приведите в порядок личные финансы!
📶Вот пошаговый план, который поможет вам приручить бюджет, сделать первые накопления и подготовиться к инвестициям:
• Определяем финансовые цели.
• Берем деньги под контроль.
• Создаем фонд свободы.
• Составляем личный финансовый план.
⠀
Шаг 1. Определяем финансовые цели
Почему люди тратят все свои деньги и живут в ноль? Почему не получается копить и инвестировать?
Основная причина – отсутствие мотивации, понимания, зачем это нужно. Многие женщины живут в мечтах, ожидании нового года, чуда, принца или волшебной феи, забывая, что все чудеса в нашей жизни в 99% случаев мы делаем своими руками.
У цели есть стоимость и срок. Если вы хотите стать богатой, у вас должны быть цели и план их достижения.
⠀
Шаг 2. Берем деньги под контроль
5 признаков того, что вы неправильно тратите деньги: см. ленту.
Начните планировать и вести бюджет.
Бюджет — это волшебная таблетка от бедности, которая поможет распрощаться с жизнью от зарплаты до зарплаты!
⠀
Шаг 3. Создайте фонд свободы
Это финансовый запас в размере 3-6 мес. расходов семьи, который поможет пережить временные финансовые трудности, не снижая уровень жизни и не залезая в долги. Подробнее — читай в ленте.
⠀
Шаг 4. Составляем личный финансовый план
ЛФП – это ваш план богатства. Это навигатор, который поможет попасть из точки А, где вы находитесь сейчас, в точку Б, где вы хотите быть, максимально коротким и оптимальным путем. Подробнее — листай ленту.
У вас есть 2 пути: оставить все как есть, продолжая жить на острове «когда-нибудь» или действовать и изменить свою финансовую судьбу к лучшему.
Будущее принадлежит тем, кто готовится к нему сегодня. Согласны?
⠀
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